Panama country guide
Fixed deposit · Last checked 2026-07-27
Solvencia Económica de Depósito a Plazo Fijo
Qualifying fixed deposit
A residence route based on a qualifying fixed-term deposit in a Panamanian general-license bank.
- Country
- Panama
- Applicant basis
- Qualifying fixed deposit
- Responsible authority
- Servicio Nacional de Migración
- Official route status
- Current official route
- Information available
- Detailed guide
- Last checked
- 2026-07-27
Supported requirements
What the current source supports
- A fixed-term deposit of at least PAB 300,000 or its foreign-currency equivalent.
- The deposit must have a minimum term of three years and be free of encumbrances.
- The official checklist adds PAB 2,000 for each dependent.
Applicant scope
Who this route generally serves
- Generally designed for
- Applicants able to place qualifying foreign funds in an unencumbered fixed-term deposit.
- Legal basis named by the authority
- Articles 191–192 of the migration regulation cited in the current official checklist.
Route lifecycle
What to confirm from application onward
- Financial basis
- PAB 300,000 plus PAB 2,000 per dependent.
- Initial status
- The current checklist describes a two-year provisional period before requesting definitive permanence.
- Renewal
- After the provisional period, the applicant may request definitive permanence using the current checklist.
- Dependents
- PAB 2,000 additional investment per dependent, plus relationship and responsibility evidence.
- Work rights
- No general local-employment right is inferred from the deposit basis.
- Presence considerations
- The checklist does not establish a citizenship timeline.
- Permanent residence
- The route is expressly structured toward permanent residence after the provisional period.
- Citizenship relationship
- Naturalization is a separate constitutional process.
Official evidence
Source for this route
General planning information only—not legal, tax, or investment advice. A listed route does not determine eligibility. Verify current rules with the responsible authority before acting.