Panama country guide
Real-estate investment or ownership · Last checked 2026-08-07
Solvencia Económica por Bienes Inmuebles
Qualifying unencumbered real-estate investment
Panama’s real-estate solvency route is a provisional permanent-resident permit for an applicant who owns qualifying unencumbered Panama real estate funded from abroad.
- Country
- Panama
- Applicant basis
- Qualifying unencumbered real-estate investment
- Responsible authority
- Servicio Nacional de Migración
- Official route status
- Current official route
- Information available
- Detailed guide
- Last checked
- 2026-08-07
Supported requirements
What the current source supports
- Provide a Public Registry certificate showing personally held Panama real estate worth at least B/.300,000 and free of encumbrances.
- Document that the funds used for the investment came from abroad.
- Provide the notarized application and power, three photographs, authenticated passport copy, criminal-record certificate, health certificate, and sworn personal-background form listed by the authority.
- Use the current Servicio Nacional de Migración checklist and provide any route-specific ownership, company, foundation, or mortgage evidence that applies to the chosen structure.
Applicant scope
Who this route generally serves
- Generally designed for
- Applicants able to document at least B/.300,000 in qualifying personally held Panama real estate and the foreign origin of the invested funds.
- Legal basis named by the authority
- Article 193 of Executive Decree 320 of 2008, as cited by the current Servicio Nacional de Migración checklist.
Route lifecycle
What to confirm from application onward
- Financial basis
- At least B/.300,000 in qualifying unencumbered Panama real estate. The public route checklist contains additional rules for certain ownership and mortgage structures that should be confirmed for the specific filing.
- Government service fees
- The current checklist lists B/.250 payable to the National Treasury and B/.800 payable to the National Migration Service. Confirm the live amounts before payment.
- Initial status
- Provisional permanent-resident permit. The current one-page checklist does not state the provisional period, so no duration is supplied here.
- Renewal
- The official checklist describes a later definitive-permanence request. That is a separate filing and is not automatic.
- Dependents
- Qualifying dependents require current relationship, responsibility, and status evidence. No automatic entitlement is inferred.
- Work rights
- This investment basis does not establish unrestricted local employment or professional rights on this page.
- Presence considerations
- The cited checklist does not establish one route-specific physical-presence rule.
- Permanent residence
- The route is structured as provisional permanent residence followed by a separate definitive-permanence request; approval of the later step is not guaranteed.
- Citizenship relationship
- Naturalization is a separate constitutional and administrative process and is not established by this permit.
Official evidence
Sources for this route
Solvencia económica por inversión en bienes inmueblesServicio Nacional de Migración · ES · Last checked 2026-08-07Permiso de residente permanente por solvencia económica mediante bienes inmueblesAutoridad Nacional para la Innovación Gubernamental / Servicio Nacional de Migración · ES · Last checked 2026-08-07Permisos MigratoriosServicio Nacional de Migración · ES · Last checked 2026-08-07
General planning information only—not legal, tax, or investment advice. A listed route does not determine eligibility. Verify current rules with the responsible authority before acting.